Many of us are wise after the event, but consider this regarding those of normal working age:

– 109,448 UK adults, aged 18-65 died in 2020 – that equated to 1 every 5 minutes.

– Currently, over 2.5 million people in the UK are off work long-term due to sickness.

(Source: Office for National Statistics, Mortality data for 2020; Labour market overview, June 2023)

Plan for the worst…

In these difficult times, it’s fully understandable that your funds may have to be directed to meet other needs.  But, it’s also important to consider the financial needs of your family, should the worst occur. Or, to have access to some degree of income stream to help you get back on your feet, should the unexpected happen.

And, as shown, the vast majority of claims are paid out.

 Please get in touch to discuss find out more. 

Do policies pay out?

 Life Cover

– 99.4% of all claims were paid out.

 Critical Illness

– 91.6% of all claims were paid out.

 Income Protection

– 84.4% of all claims were paid out.

(Source: *Association of British Insurers, 2022 Claims Statistics, May 2023 release)

 As with all insurance policies, terms, conditions and exclusions will apply.